The U.S. Department of Housing and Urban Development (HUD) announced federal disaster assistance for the state of Louisiana to provide support to homeowners and low-income renters displaced from their homes in areas affected by Hurricane Laura.
On August 28, President Trump issued a major disaster declaration for the following parishes in Louisiana: Allen, Beauregard, Calcasieu, Cameron and Jefferson Davis.
The President’s declaration allows HUD to offer foreclosure relief and other assistance to impacted families living in these counties. HUD is:
Providing immediate foreclosure relief. HUD’s automatic 90-day moratorium on foreclosures of Federal Housing Administration (FHA)-insured home mortgages commenced for the Louisiana counties covered under the Presidential declaration on the date of the declaration. For assistance, call your loan servicer or FHA’s Resource Center at 1-800-CALL FHA (1-800-225-5342).
Making mortgage insurance available. HUD’s Section 203(h) program provides FHA insurance to disaster victims whose homes were destroyed or damaged to such an extent that reconstruction or replacement is necessary and are facing the daunting task of rebuilding or buying another home. Section 203(h) borrowers are eligible for 100 percent financing, including closing costs.
Making insurance available for both mortgages and home rehabilitation. HUD’s Section 203(k) loan program enables those who have lost their homes to finance the purchase or refinance of a house along with its repair through a single mortgage. It also allows homeowners who have damaged houses to finance the rehabilitation of their existing single-family home. For a list of lenders in your area, call FHA’s Resource Center at 1-800-CALL FHA (1-800-225-5342).
Making information on housing providers and HUD programs available. The Department will share information with the Federal Emergency Management Agency (FEMA) and the state on housing providers that may have available units in the impacted counties. This includes public housing agencies and multifamily owners. The department will also connect FEMA and the State to subject matter experts to provide information on HUD programs and providers.
Source: HUD
I am one of many that evacuated to several cities. I am in. New Orleans. We have been told that our time here may be ending at the end of the month. I am 77 healthy and am concerned not only for myself but other occupants of our complex. We live in hud housing in. Lake Charles, La. Is there a time limit that hud can take to repair apartments? If so we have not been notified of that limit. The manager of these apartments does a robo call the last one said stay where you are. But we have been notified that this shall end no later than the 30th of Sept. Everything we have are in these apts and we have no reliable information on what is going on? Can you please help us many of us have no realatives to go to due to our age and different circumstances. We are not ungrateful for the help we have been given they have been very gracious. However our future hangs in the balance of home or no home to go to. Limbo is not a good place for older folks to be in. We have enough problems. We just need answers and a direction that we can look forward to. Thanking you in advance for any hope or help that you may be able to assist us with. Peggy Ann Scott
I rent a mobile home in lake Charles have no job just state unemployment its barely enough to pay my rent.my rent is 900dollars a month light bill groceries dont have enough money left for those i need help have never ask for help before
Me and my family suffered a total loss to our home and we need a permanent place to live while we rebuild it.
We have 4 little girls and are homeless staying with friends as long as we can until we have to find somewhere else to go. Please let me know if there’s anything that may help us as far as housing assistance! journeycommunications2020@outlook.com